About Us

Meet The Team

Your Premiere Resource For Long-Term Care Planning

LTC Specialists, LLC is exclusively focused on Long-Term Care Planning. We listen carefully and provide customized solutions to individuals and families seeking to reduce the risks and meet the healthcare challenges that come in later years.

As certified and endorsed Long Term Case Specialists, we are committed to providing the highest level of personal service with independent and objective advice.

Andy Goetz

President, CLTC®, CRPC®

For nearly 20 years, Andrew has helped individuals, families, and business owners gain confidence through personalized

financial and retirement planning. As a Wealth Advisor and Long-Term Care Specialist, he primarily focuses on protecting and preserving assets, maximizing income, and ...

Andrew Waller

Planning Educator / Group Benefits Specialist -

30 Years Experience

Andrew specializes in long-term care education and strategy, helping individuals...

Tori Carchman

Advisor - 30 Years Experience

Tori has long been passionate about life insurance solutions that include Long-Term Care benefits—a focus shaped both...

Vincent Pichon

Client Support Specialist

Vincent is a dedicated Client Support Specialist working closely with Andrew Goetz, ensuring a seamless and stress-free...

Zhaina Carbonell

Client Support Specialist

Zhai is a committed Client Care Specialist for LTC Specialists, LLC with a passion for connecting with others. In her role...

Our Mission

Our mission is to provide thoughtful, long-term care guidance with heart, clarity, and compassion. We believe every life story is unique, which is why we take a personalized, boutique approach—listening closely, advocating fiercely, and supporting individuals and families through every stage of long-term life planning. With trust, expertise, and genuine care at the center of all we do, we’re here to help our clients feel confident, supported, and never alone on the journey ahead.