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About Us

Meet The Team

Your Premiere Resource For Long-Term Care Planning

LTC Specialists, LLC is exclusively focused on Long-Term Care Planning. We listen carefully and provide customized solutions to individuals and families seeking to reduce the risks and meet the healthcare challenges that come in later years. 

 

As certified and endorsed Long Term Case Specialists, we are committed to providing the highest level of personal service with independent and objective advice. 

Business Corridor Discussion

Andy  Goetz

President, CLTC®, CRPC®

For nearly 20 years, Andrew has helped individuals, families, and business owners gain confidence through personalized 

financial and retirement planning. As a Wealth Advisor and Long-Term Care Specialist, he primarily focuses on protecting and preserving assets, maximizing income, and ...

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Andrew Waller

LTC Educator & Senior Advisor

Group LTC Benefits Specialist  

Andrew specializes in long-term care education and strategy, helping individuals...

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Tori Carchman

Advisor - 30 Years Experience

Tori has long been passionate about life insurance solutions that include Long-Term Care benefits—a focus shaped both...

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Vincent Pichon

Client Support Specialist

Vincent is a dedicated Client Support Specialist working closely with Andrew Goetz, ensuring a seamless and stress-free...

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Zhaina Carbonell

Client Support Specialist

Zhai is a committed Client Care Specialist for LTC Specialists, LLC with a passion for connecting with others. In her role...

Our Endorsed Professional Partners

Trusted professionals whose expertise complements the Long-Term Care planning needs of our clients.

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Toni Stevens
Medicare Specialists
Stevens Insurance Group
Stevens Insurance Group specializes in helping you understand when and how to enroll in Medicare. Toni will answer your questions and clarify the insurance options ...
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SpongeBob SquarePants
Medicare Specialists
Stevens Insurance Group
Stevens Insurance Group specializes in helping you understand when and how to enroll in Medicare. Toni will answer your questions and clarify the insurance options ...
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Toni Stevens
Medicare Specialists
Stevens Insurance Group
Stevens Insurance Group specializes in helping you understand when and how to enroll in Medicare. Toni will answer your questions and clarify the insurance options ...
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Spencer Harrington
Estate Attorney
Harrington & Vale
Harrington & Vale specialize in estate planning & elder law.  They work with clients to maximize the protection of their assets and ensure their wishes are carried ...
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Squidward
Medicaid Compliance  Officer
IRS
Stevens Insurance Group specializes in helping you understand when and how to enroll in Medicare. Toni will answer your questions and clarify the insurance options ...
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Toni Stevens
Medicare Specialists
Stevens Insurance Group
Stevens Insurance Group specializes in helping you understand when and how to enroll in Medicare. Toni will answer your questions and clarify the insurance options ...
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Dolly Parton
Final Expense Specialists
Dollywood Insurance Agency
Dolly has spent over 40 years singing the praises of Final Expense Life Insurance to folks in the hills of Appalachia. She makes final expense Life Insurance look ...
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Toni Stevens
Medicare Specialists
Stevens Insurance Group
Stevens Insurance Group specializes in helping you understand when and how to enroll in Medicare. Toni will answer your questions and clarify the insurance options ...
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Toni Stevens
Medicare Specialists
Stevens Insurance Group
Stevens Insurance Group specializes in helping you understand when and how to enroll in Medicare. Toni will answer your questions and clarify the insurance options ...
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Richard Rusoff
LTC Underwriting Specialist
Krause Agency
Richard joined the LTC Solutions team in 2015 before integrating into The Krause Agency in 2021. As a Long-Term Care Specialist, Richard spends much of his time  ...
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Toni Stevens
Medicare Specialists
Stevens Insurance Group
Stevens Insurance Group specializes in helping you understand when and how to enroll in Medicare. Toni will answer your questions and clarify the insurance options ...
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Toni Stevens
Medicare Specialists
Stevens Insurance Group
Stevens Insurance Group specializes in helping you understand when and how to enroll in Medicare. Toni will answer your questions and clarify the insurance options ...
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Our Mission

Our mission is to provide thoughtful, long-term care guidance with heart, clarity, and compassion. We believe every life story is unique, which is why we take a personalized, boutique approach—listening closely, advocating fiercely, and supporting individuals and families through every stage of long-term life planning. With trust, expertise, and genuine care at the center of all we do, we’re here to help our clients feel confident, supported, and never alone on the journey ahead.

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